Fees are due in full at the end of each session. Cash, personal checks and debit/credit cards are accepted.
If you need to postpone or cancel an appointment, we request that you let us know 24 hours in advance. Evolve Counseling reserves the right to charge for no-shows or cancellations with less than 24-hour notice.
Do you accept insurance?
We are out-of-network providers with insurance companies, which means we do not bill insurance companies directly. Your counseling services may be eligible for reimbursement through out-of-network benefits, medical spending, or health care savings accounts. Health insurance plans and benefits vary so check with your insurance provider about reimbursement for your counseling services.
Benefits to paying privately or "Out of Pocket"
Private pay clients choose to not involve insurance companies in their mental health care. Their counseling is not limited by a diagnosis, treatment plan or session limits that health insurance companies dictate. You have the control, not the insurance company.
WHAT YOU NEED TO KNOW
Insurance companies often limit the number of sessions and type of therapy you receive. Many insurance companies do not cover couples or relationship counseling or family therapy.
In order for therapy services to be covered under insurance, a mental health diagnosis must be made. This then becomes a part of your permanent health care record. This may lead to limitations such as denial for quality life insurance or health insurance later on. Additionally, since a mental health diagnosis must be made to obtain reimbursement, the insurance company has ongoing access to information about you, your situation, and your progress in order to be covered. The insurance company can review all of your records at their discretion.
By paying privately or out of pocket, private pay clients are assured the highest degree of privacy, flexibility and control over their mental health record allowed by Minnesota state law. Our records are exempt from insurance reporting and random compliance audits. Our work is off record.
Many insurance companies require that a deductible be met before they start paying, so you may be paying out of pocket anyway.
We work collaboratively with you to make decisions that are in your best interest. Together we decide frequency of therapy, therapy options, and you decide what you want to focus on.
GOOD FAITH ESTIMATE
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises